A GIC guarantees your principal up to certain maximums as well as the interest rate. We offer GIC’s from Life Insurance Companies, Banks, and Trust Companies and can shop the market to ensure you the best rate, even better than your Bank….and from your Bank in some cases!
Benefits of Insurance Company GIC’s
Whether you’re saving for a short or long-term goal, want security of principal, predictable and guaranteed interest growth, or are looking to diversify your portfolio, Life Insurance GICs have what you need.
Key Features and Benefits:
- Your principal is fully guaranteed
- Compound, Simple and Daily Interest Options
- Variety of term options – 30, 90, 180 days, 1 to 10 year terms or 3 and 5 year laddered terms
- Enhanced interest rates based on your total policy value
- Valuable estate planning benefits and tax advantages
- Eliminate Probate Fees
- Potential creditor protection
- Investment protection through Assuris
